Which program provides rental subsidies?

• A. Section 8.
• B. Fannie Mae.
• C. Housing Trust Fund.
• D. FHA.

Answer: (A)

The concept being tested is which federal program directly helps people pay their rent. Section 8, known as the Housing Choice Voucher Program, provides rental subsidies to eligible low‑income households. Local housing authorities administer it and issue vouchers that cover a portion of the rent in privately owned housing. The tenant typically contributes a share based on income, while the voucher subsidizes the remainder, with payments often made directly to the landlord. This program is funded by HUD and is designed to expand housing options for people who need affordability assistance.

The other programs operate differently. Fannie Mae is a mortgage finance entity that supports lending in the secondary market; it doesn’t provide ongoing rent subsidies to tenants. The Housing Trust Fund focuses on increasing the supply and preserving affordable rental housing, not on subsidizing individual rents. The FHA insures mortgages for homebuyers and some multifamily housing, but it does not deliver direct rental subsidies to tenants.